Terms of Use

Last updated: January, 2023

This Terms and Conditions document represents a legally binding agreement between you and 1b. By interacting with our Site or our services, you agree to agree with the terms of this agreement. For your personal needs you can keep a copy of this Terms and Conditions document for your reference.

Subject to these Terms and Conditions the Company provides the User with the following (but not limited to) Services:

- Access to the Platform with the financial services provided by our partner financial transactions company;

- Analytics;

- Personal shopping cabinet;

If you do not agree with (or cannot comply with) the terms and conditions set forth below, do not use or access our Services.

These Terms and Conditions do not interfere with any obligation or authorization provided in any other agreement concluded between you and 1b. Provisions of any individual agreement between you and 1b supersede provisions from these Terms and Conditions.

Your consent to these Terms and Conditions further represents, warrants and certifies that the information provided by you during the application process for processing an order via our Site is true and complete to the best of your knowledge.

1. Definitions and Interpretations

1.1. The following definitions explain some of the terminology and abbreviations used throughout our Terms and Conditions. Defined words can be recognized throughout this document by the capitalized first letter.

- ‘Account’ refers to a customer account registered in our Site by the User by accepting these Terms and Conditions and undergoing certain steps with 1b.

- ‘AML/CTF’ - Anti-Money Laundering / Combating the Financing of Terrorism regulations and requirements.

- ‘Terms/Agreement’ refers to the latest version of this Terms and Conditions document.

- ‘Privacy Policy’ refers to the latest version of the 1b Privacy Policy document.

- ‘We/Us/1b/Company’ refers to 1b with its registered headquarters at Address.

- ‘Site’ refers to the website available at https:/1b.live, or any other url which may host 1b websites or Services

- ‘Services’ refers to the functionality of the Site, the Software and other services provided by 1b.

- ‘Software’ refers to the software created by 1b, its interface, and functionality.

- ‘Platform’ refers to the Site, Software, and Services collectively.

- ‘User/You’ refers to any person or legal entity interacting with the Platform.

- ‘Party/Parties’ refers to either User or 1b when used in singular form and to both User and 1b when used in plural form.

- ‘Third-Party’ refers to any natural or legal entity other than Users and 1b.

- ‘Content’ refers to all images, text, audio and video data or any other information located on the Platform or obtained through the Platform.

- ‘Confidential Information’ refers to any and all information disclosed between the Parties in relation to the Services. Confidential Information does not cover information that was known either party prior to disclosure or information that was made available to the public.

- ‘Intellectual Property’ refers to any inventions, technological innovations, discoveries, designs, formulas, know-how, processes, business methods, patents, trademarks, service marks, copyrights, computer software, ideas, creations, writings, lectures, illustrations, photographs, motion pictures, scientific and mathematical models, improvements to all such property, and all recorded material defining, describing, or illustrating all such property, whether in hard copy or electronic form.

1.2. Titles and headings provided in these Terms are for convenience and ease of access only and they will not affect the interpretation of the Terms.

1.3. Terms and abbreviations not defined in this section shall have the usual meaning unless the context otherwise requires.

2. General Provisions

(A) Eligibility

2.1. By using our Services, you confirm that you

(i) are older than 18 years and have full legal capacity to enter into a binding agreement

(ii) that you will provide true, accurate, current, and complete information where requested,

(iii) that you will not use the Platform contrary to these Terms or applicable laws.

If you are interacting with the Platform on behalf of a legal entity, you further confirm that

(i) you have the appropriate authorization to accept the terms of this Agreement,

(ii) you have the appropriate authorization to bind such legal entity by accepting this Agreement,

(iii) legal entity on behalf of whom you accept this Agreement has full power to enter into this agreement and to perform obligations as defined herein.

2.2. Considering the nature of the Services, the Platform is only available to the residents of the European Union.

2.3. The Platform or some of its parts may be accessed globally and we may not control who uses the Platform. By opening an Account you represent and warrant to us that the opening of an Account does not violate any laws or regulations applicable to you. Some Services may not be available in your region and you agree to abide by such limitations.

(B) Scope of the Services

2.4. We are continually improving our Platform and we may from time to time add, remove, amend or upgrade our Services. Full list and description of Services is available on the Platform  and it is your obligation to check the content available on the Platform for up-to-date information about the scope of the Services.

2.5. Some Services require an active account or are subject to payments. You may register an account with 1b Site by completing registration. Some Services are paid with fiat money and we will always show you the price of the Service prior to making the purchase.

2.6. 1b cannot guarantee or warrant that the Services will meet your requirements or be available on an uninterrupted, secure, or error-free basis. 1b cannot and does not guarantee that its Services will be operational 100% of the time. Services may be down (i) for scheduled maintenance, (ii) force majeure events, (iii) for specific Users because of the account suspension or termination, (iv) internet problems outside of the 1b area of influence, (v) bugs in code, hardware or Services without a commercially known fix.

(C) Registration

2.7. You may only have one Account with 1b.

2.8. When registering on our Platform or otherwise interacting with the Platform, Users are required to provide true, accurate, current and complete information about themselves as prompted by the registration process. You agree to update your information should there be any changes, in order to keep registered information true, accurate, current and complete. If you provide information contrary to aforementioned conditions, we may deny you or terminate your access to the Platform or parts of it. We are not responsible for any failure in providing the Services which results from information that is not true, accurate, current and complete.

2.9. You understand that it is your responsibility to keep your log in information confidential. You are responsible for all activity under your account. If you ever find out or suspect that someone accessed your account without authorization, you are advised to inform us immediately.

2.10. In accordance with our anti-money laundering obligations and internal procedures, we may ask you at any time to confirm the accuracy of your information or to provide documents or other evidence.

(D) Acceptable Use Policy

2.11. You agree that you will not misuse our Platform. A “misuse” is any use, access or interference with the Platform contrary to these Terms, our Privacy Policy and applicable laws and regulations. We can, in our sole discretion, suspend or terminate access to all or parts of the Platform to any User, without prior notice or need to deliberate on reasons for such measure. We reserve the right to deny Services to anyone at any time. During your use of our Platform, you will especially not, without limitation, do anything of the following:

(i) send or otherwise post unauthorized commercial communications (such as spam) through the Platform;

(ii) collect Platform Users' content or information, or otherwise access the Platform, using automated means (such as harvesting bots, robots, spiders, or scrapers) without our permission;

(iii) upload viruses or other malicious code;

(iv) post or transmit content which is illegal, hateful, obscene, threatening, incites violence, insulting, defamatory, infringing of intellectual property rights, invasive of privacy, or is otherwise objectionable to third parties;

(v) take any action creating a disproportionately large usage load on our Platform unless expressly permitted by us;

(vi) create more than one account or share your account with anyone;

(vii) communicate any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationships, or otherwise infringes or violates someone else's rights;

(viii) encourage participation in or promote any contents, pyramid schemes, surveys, chain letters or spamming, or unsolicited emailing through the website

2.12. You are entirely responsible for any and all activities conducted through your Account. You agree to notify us immediately of any unauthorized access to or use of your Account, as well as of any other breach of security. While we may implement certain monitoring procedures designed to alert us of fraudulent activity, we are not responsible for any unauthorized use of your Account , and you agree that you are responsible for such unauthorized use and for protecting confidentiality of your login, password and other Account credentials.

(E) Contact

2.13. If you provide us with your e-mail address, we may contact you using such contact information, for any matters relating to the Services (Service emails). These emails do not constitute “unsolicited commercial e-mail advertisements” and you are not able to opt-out of receiving them. You may opt-in to receive emails about news, promotions, special offers and or other topics of interest related to the 1b and our affiliates (Promotional emails). You may choose to stop receiving these Promotional emails at any time by following the instructions contained in Promotional emails.

2.14. If you have any questions or suggestions you can contact us at info@1b.live.

4. Rights and Obligations of the Company

4.1. The User acknowledges that the Company has the following rights:

(1)               To reject, cancel, delete or adjust any project the User may place;

(2)              To suspend the User’s Account;

(3)              To correct any transactions of Users deemed necessary by the Company for the proper provision of Services under this Agreement;

(4)              To restrict access to, impose limits on, suspend, stop or cancel use of the Platform (including, without limitation, discontinuing the User’s use of the API) either generally or for particular Funds, transactions or Users, or to discontinue transmission of any or all information;

(5)              The Company may refuse to facilitate or proceed with any transactions or refuse access to the Platform at the Company’s sole discretion, as a result of any of the following:

- Full or partial failure of the Platform, including failure of technology or any of the communications linked to the Platform and the User and/or any of the Counterparties, or any other circumstance in which it is deemed impractical to use the Platform;

- A breach of the Platform security;

- A material breach by the User of their obligations under this Agreement or any other agreement with the Company (including the Account Opening Documentation);

- Failure to comply with any applicable laws by the User;

4.2. For the purpose of mitigating and managing potential AML/CTF risks faced by the Company and without detracting from the generality of the Company rights as expressly stipulated above, the Company reserves the right, at its sole discretion, to suspend any User’s Account and prohibit any activity including, but not limited to, withdrawals for the term of internal investigation but not more than 180 days, providing that the Company has reasonable suspicion that User’s activity (i) does not comply with the Services provided by the Company and the subject of this Agreement, and/or (ii) is fraudulent, and/or (iii) is in breach of the law, the present Agreement or the Company’s Anti- Money Laundering and Counter-Terrorism Financing Policies.

4.3. In case of any dispute the Company reserves the right to apply to third parties for advice and/or investigation, expertise or analysis, including, without limitation, on a fee paid basis and the Company shall retain the right to forward such costs to the User pursuant to the provisions of this Agreement.

5. User Warranties, Representations and Authorizations

5.1. The User represents and warrants that:

(1)               The User is of sound mind, legal age and legal competence;

(2)              No person other than the User has or will have an interest in the User's Account;

(3)              Regardless of any subsequent determination to the contrary, the User is suitable to enter into this Agreement;

(4)              All information provided in the information portion of the Account opening process is true, correct and complete as of the date hereof and the User will notify the Company promptly of any changes to such information.

5.2. The User hereby confirms and acknowledges his/her express consent to eliminate the confidential nature of all communications regarding, without limitation, any disputes, legal proceeding or public statements between the parties hereto or its results, including court or other dispute resolution decisions on the matter. The User further agrees that the Company, at its sole discretion, may disclose the contents of such communication where and when the Company deems necessary, yet according to the provisions of the GDPR (General Data Protection Regulation (EU) 2016/679).

5.3. The User represents and warrants that they will immediately notify the Company with regard to any error detected on the Platform, including exchange and trading system, Account, or the Platform functionality, affecting the interests of the User and to cease all further actions with the systems, except for those actions that are aimed at preventing loss to the User.  The User hereby confirms and acknowledges that the User will not use the system error in their own interest. Violation of these provisions will cause the Company to execute its rights under the User’s indemnification responsibilities specified in this Agreement and may result in, among other things, termination or suspension of the User’s right to use the Services.

5.4. In case of an unauthorized transaction or a transaction that was incorrectly executed due to an error by Us or funds transaction 3rd party companies service provided by Us, You shall bring the unauthorized or incorrectly executed transaction to Our attention within 1 (one) day of the date of transaction. You shall remain solely liable for all losses arising from the transaction specified above in the following cases: (i) the unauthorized transaction arose from Your failure to keep the Account credentials safe; and/or (ii) You fail to dispute and bring the unauthorized or incorrectly executed transaction to Our attention within 1 (one) day of the date of transaction.

5.5. The User represents and warrants that the financial information disclosed to the Company when opening the Account is an accurate representation of the User's current financial condition.

5.6. The User acknowledges that they have no separate agreement with a Company’s employee or agent regarding the trading or exchanging in the User's Account. The User understands that the User is under an obligation to notify the Company's Compliance Officer immediately in writing as to any agreement of this type. Furthermore, the User understands that any representations made by anyone concerning the User's Account that differ from any statements the User receives from the Company must be brought to the attention of the Company's Compliance Officer immediately in writing. The User understands that the User must authorize every transaction prior to its execution unless the User has delegated discretion to another party by signing the Company's limited trading/exchanging authorisation, and any disputed transactions must be brought to the attention of the Company's Compliance Officer pursuant to the notification requirements of this Agreement. The User agrees to indemnify and hold the Company harmless from all damages or liability resulting from the User's failure to immediately notify Our Compliance Officer of the occurrences referred to herein.

5.7. The User agrees to promptly pay to the Company all damages, costs and expenses, including attorney's fees, incurred by the Company in the enforcement of any of the provisions of this Agreement or any other agreements between the Company and the User. To the extent allowable by law, We reserve the right to set-off any damages or amounts owed to Us by You for Your breach of this Agreement or other obligations under this Agreement against Funds that belong to You.

5.8. The User confirms that he/she is responsible for keeping track of regulatory changes in his/ her country of residency and for understanding what rules apply to his/her use of the Platform.

5.9. The User is solely responsible for calculating and declaring their activities to appropriate tax authorities (if required).

Third Party Services Providers

5.10. The User does hereby agree and acknowledge that the technological facility (the Platform), and related software and some of the Services may be provided by an external third party licensor. The Company does not bear any responsibility, whether expressed or implied or statutory, in respect of non-infringement as to the technological facility (the Platform), and related software and Services provided by external third party licensors. We make no representations or warranties that the technological facility (the Platform), and related software and Services will be uninterrupted, timely, secure, or error-free; nor do We make any representations or warranties as to the quality, suitability, truth, usefulness, accuracy, or completeness of the above, as additionally specified by us.

5.11. The User hereby agrees and acknowledges that the functionality of the Platform, its configuration and content may be modified by an external third party licensor, including but not limited to:

- The parameter and protocols, by which the orders are placed, routed, matched or otherwise processed by the Platform,

- The availability of the Platform or transaction at any particular time or location;

5.12.  1b does not provide direct financial services to the User. 1b operates as Distributor of ………. ’ authorized by the Bank of ……… as an Electronic Money Institution under license number No., issued on Date. (Need information update accordingly the payments politics used in for operation)

6. Intellectual Property

(A) Proprietary Rights

6.1. All Intellectual Property rights connected to the Platform and Content are the sole property of 1b, or are used under appropriate licenses or permissions. Nothing in these Terms shall be understood or intended for transfer of such intellectual property rights to you or any other Third-Party.

6.2. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sub licensable license to access and use the Platform provided by 1b. Except as expressly permitted in these Terms, you may not: copy, modify or create derivative works based on the Platform; distribute, transfer, sublicense, lease, lend or rent the Platform to any Third-Party; reverse engineer, decompile or disassemble the Platform; or make the functionality of the Platform available to multiple users through any means. Nothing in these Terms shall give to the User or any other person any right to access or use the source code or constitute any license of the source code. We reserve the right to modify, suspend or discontinue, temporarily or permanently, the Platform or any Service to which it connects, with or without notice and without liability to you.

6.3. The Platform or parts of it may be made available or accessed in connection with Third-Party services and content (including advertising) that 1b does not control. You acknowledge that different terms and policies may apply to your use of such Third-Party services and content. In no event shall 1b be responsible or liable for any content or services of such Third-Party providers.

(B) Confidential Information

6.4. During the term of this Agreement, Users may be required to provide or volunteer to provide certain Confidential Information to 1b and 1b may disclose certain Confidential Information to the users. Regarding such information both parties hereby agree (i) to keep Confidential Information in strict confidence, (ii) to undertake all reasonable measures to protect the confidence of Confidential Information, (iii) not to disclose, or otherwise make available, Confidential Information to any Third-Party without obtaining prior written consent of the other party, (iv) to use Confidential Information only for the purposes intended, (v) to return all Confidential Information and any and all copies, extracts or derivative works resulted from Confidential Information upon written request or upon termination of the Agreement, and to destroy or erase all remaining copies of the Confidential Information regardless of the form or media on which the Confidential Information is stored.

(C) Notification of Infringement

6.5. If you believe that your work has been copied in a way that constitutes copyright infringement, or your Intellectual Property rights have been otherwise violated, please provide us the following information:

(1)               An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

(2)              A description of the copyrighted work or other intellectual property that you claim has been infringed;

(3)              A description of where the material that you claim is infringing is located on the Platform;

(4)              Your name, address, telephone number and e-mail address;

(5)              A signed statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and

(6)              provided in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.

6.6. This information should be sent to our email address info@1b.live with the subject “Copyright Infringement Notice”.

(D) Feedback and Suggestions

6.7. If you provide us with any suggestions, comments or other feedback relating to the 1b Services (whether existing, suggested or contemplated), which is or may be subject to any Intellectual Property rights (“Feedback”), such Feedback shall be exclusively owned by 1b, even after this Agreement is terminated. By providing such Feedback to 1b, you acknowledge and agree that it may be used by 1b in order to: (i) further develop, customize and improve of the 1b Services, (ii) provide ongoing assistance and technical support, (iii) contact you with general or personalized 1b-related notices and/or interview requests based on your feedback or otherwise, (iv) facilitate, sponsor and offer certain promotions, and monitor performance, (v) to create aggregated statistical data and other aggregated and/or inferred information, which 1b may use to provide and improve its services, (vi) to enhance 1b data security and fraud prevention capabilities, and (vii) to comply with any applicable laws and regulations. In addition, you (1) represent and warrant that such Feedback does not infringe on any third party rights; (2) irrevocably assign to 1b any right, title and interest you may have in such Feedback and (3) explicitly and irrevocably waive any and all claims relating to any past, present or future moral rights, artists’ rights, or any other similar rights worldwide in or to such Feedback.

7. Payment and Pricing

7.1. Use of Services may be subject to applicable fees as displayed on the Platform. Unless otherwise specified on the Platform all prices are shown exclusive of VAT and other applicable taxes. If the Service is listed at an incorrect price due to typographical error or systems error, we retain the right to refuse or cancel any order placed for Services listed at the incorrect price. If the payment of the incorrect price has already been made, we will return the same amount of money upon cancellation.

7.2. We reserve the right to amend the prices or to institute new fees at any time without notice and notice period. New or changed fees will be applicable from the moment of publishing the changes on the Platform.

7.3. All payments on the Platform are final and non-refundable. By purchasing the product in the Platform, you are making a non-refundable payment for the digital content which is exempt from the cooling-off period under the Directive 2011/83/EU of the European Parliament and of the Council of 25 October 2011 on consumer rights. Unless otherwise exempt under the law, you further confirm and agree that by making the payment on the Platform you wave your right to withdraw from the purchase.

8. User’s Privacy

8.1. 1b is subject to European Union regulation for processing of personally identifiable information and we aim to comply with the highest technical and organizational standards for sensitive data handling.

8.2. You can find more information about how we handle information about you in our Privacy Policy. If you have any questions about your rights or our privacy practices, please contact our data protection officer at gdpr@1b.live

9. Term and Termination

9.1. The effective date of these Terms is indicated in the heading of the document. The Terms become applicable from the moment of your first access to the Platform and remain to be applicable until you delete your account, stop using the Platform or any part thereof.

9.2. We may terminate your access to the Platform at any time with or without reason and without notice in the following cases:

(1)               You breach any condition of this Agreement and/or respective Customer Agreement or other legally binding obligations between the Company and You;

(2)               You violate or We have reason to believe that You are in violation of any law or regulation that is applicable to Your use of Our Services; or

(3)              We have reason to believe that You are in any way involved in any fraudulent activity, money laundering, terrorism financing or other criminal activity.

9.3. We may suspend your Account at any time if:

(4)              We reasonably believe that Your Account has been compromised or for other security reasons; or

(5)              We reasonably suspect that Your Account has been used or is being used without Your authorisation or fraudulently; and We shall notify You either prior to suspension or, if prior notification is not possible under the circumstances, promptly after the suspension unless We are prohibited from doing so by law.

9.4. We may also suspend your account and prevent you from registering a new account if you breached these Terms.

9.5. You may terminate this Agreement at any time by deleting your account and ceasing your use and access of the Platform.

9.6. Upon termination all provisions of this Agreement shall cease to have effect between 1b and you, except that any provision which can reasonably be inferred as continuing, or is expressly stated to continue, shall continue in full force and effect.

9.7. The User shall have the right to request the bank statement and/or other information about his/her Account 5 (five) years after termination of the Agreement and of the Account.

9.7.1. The User shall provide the following documents and information in order to lodge a request for a bank statement and/or other information about the terminated account:

- Scan-copy of passport or national ID;

- Recent photo (selfie) of the User with his/her passport or ID;

- Electronically signed request for bank statement (stating certain period for which bank statement is requested) and/or other information about the terminated account;

9.7.2. The documents/information listed in Section 9.7.1. shall be sent to info@1b.live.

9.7.3. The Company retains the right to refuse to provide requested information, if:

- it has reasonable grounds to suspect, that identification documents and/or information are false, insufficient, belonging to another person,

- the User fails to provide requested documents/information required for verification of the identity;

9.7.4. The Company shall have the right to apply additional verification methods upon its own discretion.

10. Restricted jurisdictions

10.1. The Company grants access to the Services in accordance with the following conditions:

- For the registration of an account the User can only use a a valid personal email; (Users registration methods – should be used email authentication)

10.2. The Company does not accept transfers to/from an Account at a bank and/or other payment institution incorporated in the Region names, its territories or possessions, or in the countries identified by the FATF as high risk or non-cooperative jurisdictions. In case the Company knows or suspects or has reasonable grounds to know or suspect that the User became a resident of a country not serviced by the Company, we will immediately suspend the Account in question.

11. Anti-Money Laundering Framework

11.1.The Company is committed to providing its Users with safe and compliant Services. For this purpose, We will be monitoring transactions for any suspicious activities, and will be reporting to government authorities as required by law.

11.2. The Company needs to keep certain information and documentation on file pursuant to applicable law and its contractual relationships, and We hereby expressly reserve the right to keep such information and documentation for at least five years or more if required and pursuant to the privacy and data protection requirements. This requirement will stay in force even if the User terminates their Account and stops using the Services. This will also be true if the User has initiated, but not completed their application to have an Account with the Company.

11.3. For enhanced security, the Company may contract third parties that provide certain information validation and Anti-Money Laundering services.

11.4. The Company has developed an Anti-Money Laundering Policy, a summary of which is available on the Platform.

12. Indemnity

12.1. You will indemnify and hold harmless 1b, and its employees and affiliates, from and against any claims, disputes, demands, liabilities, damages, losses, and costs and expenses, including, without limitation, reasonable legal and accounting fees arising out of or in any way connected with your access to or use of the Platform or your violation of these Terms.

13. Limitation of Liability

13.1. YOU AGREE THAT, TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY PROBLEMS OR DISSATISFACTION WITH THE 1b SERVICE IS TO STOP USING THE 1b SERVICES.

13.2. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW COMPANY NAME, ITS EMPLOYEES, OFFICERS, SHAREHOLDERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, SUCCESSORS, SUPPLIERS, ASSIGNS OR LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOOD-WILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF YOUR ACCESS OR USE OR INABILITY TO ACCESS OR USE THE 1b SERVICES, THIRD PARTY APPLICATIONS OR THIRD PARTY APPLICATION CONTENT, REGARDLESS OF LEGAL THEORY, EVEN IF 1b HAS BEEN ADVISED OF THE POSSIBILITY OF THOSE DAMAGES AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE. IN NO EVENT SHALL 1b’S AGGREGATE LIABILITY EXCEED THE AMOUNT YOU PAID 1b, IF ANY, THE PAST ONE MONTH FOR THE SERVICES GIVING RISE TO THE CLAIM, TO THE EXTENT PERMITTED BY APPLICABLE LAW.

13.3. 1b, its employees, agents, and its directors do not accept any liability and you hereby agree to release us of any liability arising (whether directly or indirectly) out of the information provided through the Platform, or any errors, in or omissions from such information. 1b is not liable for loss (whether directly or indirectly) caused by your actions or decisions based on your reliance on the information provided to you through the Platform, nor caused by the delay, malfunction of the operation or the availability of the Platform. Although we strive for accuracy in the Content we provide through the Platform, we do not make any guarantee or representation as to the exactness and the accuracy of such Content.

14. Earnings Disclaimer

14.1. The information provided through the Platform is provided solely for informational, educational, or entertainment purposes. 1b is not a financial or legal adviser. 1b makes no representations, warranties, or guarantees, express or implied, regarding the results that may be obtained through the use of the Platform. Nothing displayed on the Platform or provided through the Platform may be interpreted as a promise or a guarantee of any kind, regarding your potential earnings or specific results. Before making any decisions 1b recommends that you obtain additional information and advice from professional advisers.

15. Changes

15.1. 1b may make changes or replace our Terms at any time. We will post such changes, replacements and updates on the Platform and inform you via email where possible prior to changes being effective, and such change, replacement and update to our Terms will take effect immediately upon publishing on the Platform. You are consenting to keep yourself up to date with the latest posted Terms and you accept and are bound by such change, replacement and update if you access or use our Platform after we have published the new Terms. These Terms apply regardless of which device or operating system you access our Platform.

16. Governing Laws and Choice of Forum

16.1. This Agreement shall be governed by and construed under the laws of Company registered Country name, without regard to its conflict of law provisions, and excluding the UN Convention on Contracts for the International Sale of Goods. You agree that if you have any dispute with 1b you will contact us in order to settle through negotiations and mutual understanding. If the solution can not be reached in negotiations you agree and hereby submit to the exclusive jurisdiction of the courts in the city of Company registered Capital city and Country name.

17. Final Provisions

17.1. If any part of these Terms is found to be invalid, illegal or unenforceable in any respect, it will not affect the validity or enforceability of the remainder of the Terms.

17.2. Any failure to exercise or enforce any right or the provision of this Agreement shall not constitute a waiver of such right or provision.

17.3. Neither Party may assign or transfer any right or obligation under this Agreement to a third-party without obtaining prior written consent, except to the successors in the event of merger, sale, or liquidation of the Party.

17.4. These Terms represent an entire agreement between you and 1b regarding the use of 1b Platform. Any subsequently executed agreement between the Parties shall take precedence over this Agreement.

18. Support

If the User has any questions or concerns related to the Agreement, their rights and/or obligations, they can contact the Company according to the following contact information:

General inquiries: info@1b.live

Data Protection issues: gdpr@1b.live